Fidelity BlackRock Cash Fund

Example memberYearsBefore chargesAfter charges
New Section Allowance members (youngest member)1£1,400£1,400
3£2,700£2,700
5£4,000£4,000
10£7,100£7,100
15£11,600£11,500
20£16,100£15,800
25£21,900£21,400
30£27,600£26,900
35£34,600£33,500
40£41,400£40,000
45£47,900£46,100
Example memberYearsBefore chargesAfter charges
New Section Allowance members (average member)1£8,800£8,800
3£10,700£10,700
5£12,500£12,400
10£18,500£18,200
15£24,300£23,800
20£34,400£30,700
25£38,400£37,300
30£45,000£43,500
Example memberYearsBefore chargesAfter charges
New Section 'Over the Cap' members (youngest member)1£5,400£5,400
3£7,000£7,000
5£8,600£8,600
10£12,500£12,300
15£17,500£17,100
20£22,400£21,800
25£28,300£27,500
30£34,100£33,100
35£39,700£38,300
Example memberYearsBefore chargesAfter charges
New Section 'Over the Cap' members (average member)1£29,000£28,900
3£32,500£32,300
5£36,000£35,600
10£46,600£45,800
15£57,000£55,700
20£67,000£65,100
Example memberYearsBefore chargesAfter charges
DB AVC payers (youngest member)1£2,700£2,700
3£3,600£3,600
5£4,400£4,400
10£6,400£6,300
15£8,300£8,200
20£10,200£9,900
25£11,900£11,600
30£13,600£13,100
35£15,200£14,600
40£16,800£16,000
41£17,100£16,300
Example memberYearsBefore chargesAfter charges
DB AVC payers (average member)1£51,500£51,400
3£71,700£71,400
5£91,700£90,900
10£139,900£138,000
13£167,900£165,000
Example memberYearsBefore chargesAfter charges
Deferred New Section member (youngest member)1£700£700
3£700£700
5£700£700
10£600£600
15£600£600
20£600£600
25£600£500
30£500£500
35£500£500
40£500£400
45£500£400
Example memberYearsBefore chargesAfter charges
Deferred New Section member (average member)1£41,500£41,400
3£40,800£40,500
5£40,100£39,600
10£38,400£37,500
15£36,700£35,500

Fidelity BlackRock Emerging Markets Fund

Example memberYearsBefore chargesAfter charges
New Section Allowance members (youngest member)1£1,400£1,400
3£2,900£2,800
5£4,400£4,300
10£8,600£8,400
15£14,900£14,400
20£22,200£21,200
25£32,100£30,300
30£43,400£40,600
35£57,800£53,500
40£74,300£68,000
45£92,800£83,900
Example memberYearsBefore chargesAfter charges
New Section Allowance members (average member)1£9,100£9,100
3£11,700£11,500
5£14,300£14,100
10£23,200£22,500
15£33,400£31,900
20£46,500£43,900
25£61,500£57,400
30£78,400£72,200
Example memberYearsBefore chargesAfter charges
New Section 'Over the Cap' members (youngest member)1£5,600£5,600
3£7,600£7,600
5£9,800£9,600
10£15,600£15,200
15£23,600£22,600
20£32,800£31,000
25£44,500£41,600
30£57,900£53,500
35£72,900£66,600
Example memberYearsBefore chargesAfter charges
New Section 'Over the Cap' members (average member)1£29,900£29,800
3£35,600£35,100
5£41,500£40,700
10£60,000£58,000
15£81,200£77,300
20£105,200£98,600
Example memberYearsBefore chargesAfter charges
DB AVC payers (youngest member)1£2,800£2,800
3£3,900£3,800
5£5,000£4,900
10£8,000£7,800
15£11,400£10,900
20£15,300£14,400
25£19,600£18,300
30£24,500£22,500
35£30,100£27,200
40£36,300£32,400
41£37,700£33,500
Example memberYearsBefore chargesAfter charges
DB AVC payers (average member)1£53,000£52,800
3£77,500£76,700
5£103,200£101,500
10£173,200£168,100
13£219,400£211,300
Example memberYearsBefore chargesAfter charges
Deferred New Section member (youngest member)1£700£700
3£800£700
5£800£800
10£900£900
15£1,000£900
20£1,100£1,000
25£1,300£1,100
30£1,400£1,300
35£1,600£1,400
40£1,800£1,500
45£2,100£1,700
Example memberYearsBefore chargesAfter charges
Deferred New Section member (average member)1£42,900£42,700
3£45,000£44,400
5£47,300£46,200
10£53,300£51,000
15£60,200£56,200

Fidelity HSBC Islamic Fund

Example memberYearsBefore chargesAfter charges
New Section Allowance members (youngest member)1£1,400£1,400
3£2,900£2,800
5£4,400£4,300
10£8,600£8,200
15£14,900£14,000
20£22,200£20,600
25£32,100£29,200
30£43,400£38,800
35£57,800£50,800
40£74,300£64,000
45£92,800£78,400
Example memberYearsBefore chargesAfter charges
New Section Allowance members (average member)1£9,100£9,100
3£11,700£11,400
5£14,300£13,900
10£23,200£22,000
15£33,400£31,000
20£46,500£42,300
25£61,500£54,800
30£78,400£68,300
Example memberYearsBefore chargesAfter charges
New Section 'Over the Cap' members (youngest member)1£5,600£5,500
3£7,600£7,500
5£9,800£9,500
10£15,600£14,800
15£23,600£22,000
20£32,800£29,900
25£44,500£39,800
30£57,900£50,700
35£72,900£62,600
Example memberYearsBefore chargesAfter charges
New Section 'Over the Cap' members (average member)1£29,900£29,700
3£35,600£34,800
5£41,500£40,100
10£60,000£56,600
15£81,200£74,700
20£105,200£94,300
Example memberYearsBefore chargesAfter charges
DB AVC payers (youngest member)1£2,800£2,800
3£3,900£3,800
5£5,000£4,800
10£8,000£7,600
15£11,400£10,600
20£15,300£13,900
25£19,600£17,400
30£24,500£21,200
35£30,100£25,400
40£36,300£29,900
41£37,700£30,900
Example memberYearsBefore chargesAfter charges
DB AVC payers (average member)1£53,000£52,700
3£77,500£76,100
5£103,200£100,400
10£173,200£164,700
13£219,400£205,800
Example memberYearsBefore chargesAfter charges
Deferred New Section member (youngest member)1£700£700
3£800£700
5£800£800
10£900£800
15£1,000£900
20£1,100£1,000
25£1,300£1,100
30£1,400£1,100
35£1,600£1,200
40£1,800£1,400
45£2,100£1,500
Example memberYearsBefore chargesAfter charges
Deferred New Section member (average member)1£42,900£42,600
3£45,000£44,000
5£47,300£45,500
10£53,300£49,400
15£60,200£53,600
When we show figures

When projecting pension savings, we show the value in today’s terms, which means we have already taken into account the impact that inflation may have on the buying power of those pension savings. Some funds may not be expected to grow as much as inflation and so the buying power of those pension savings would be expected to go down over time.

Inflation is assumed to be 2.5% each year.

Values shown are estimates and are not guaranteed.